Talking about money, care, and the future is never easy. But avoiding it doesn’t make the problem go away, it makes it harder when it arrives. Whether you’re planning your own future or supporting a parent or grandparent, it’s time to ask the big questions:

• How would we pay for long-term care if it’s needed?
• Can we protect the family home and other key assets?
• Are we passing on wealth in the most tax-efficient way?
• What happens if someone can no longer make decisions for themselves?
• Are we creating the legacy we really want to leave behind?

These aren’t just financial questions. They’re emotional, personal, and often overwhelming, until you talk about them.

You don’t have to figure it all out alone.

At Peter Harding Wealth Management, we help families across generations come together and plan for the future with calm, clarity and confidence.

Complete the form to receive our complimentary ‘How to have the Difficult Conversation’ digital guide. Our compassionate guide for talking to loved ones about care, inheritance and future wishes - with real prompts and practical advice.